Lloyds TSB Credit Cards - Credit Card, Credit, Card

With a Lloyds TSB Credit Card you can enjoy superb benefits. No need to worry about paying interest on your balance or on any new purchases.

• A Lloyds TSB Credit Card offers 0% interest on all balance transfers for 12 months (3% fee). Monthly minimum spend of £100 for the first 3 months*, interest will be charged to the fee.
• A Lloyds TSB Credit Card lets you benefit from 0% interest on all your purchases for 6 months.
• Typical 16.9% APR variable with a Lloyds TSB Credit Card.
• A Lloyds TSB Credit Card also offers extra security which includes chip and PIN technology as well as fraud loss guarantee**.

Lloyds TSB can also offer you two superb options

• PPC (Payment Protection Cover) – This protects all your repayments in case you become ill, have an accident, or are made unemployed.
• Sentinal Card Protection– Lloyds TSB will totally ensure you are protected from fraud loss and order replacements if you lose or have your Lloyds TSB credit cards stolen.

Important Information on Balance Transfers

Lloyds TSB 0% introductory offers are only available to new credit card customers.

Full terms and conditions apply to all Lloyds TSB credit card introductory offers and benefits.

Full information and details will be sent along with your credit card.

To benefit from the introductory offers all balance transfers must be from non-Lloyds TSB group, including store or credit cards within 6 weeks of opening the account in order to benefit from the introductory offer. £100 minimum balance transfer is required and is subject to your personal credit limit.The payments you make monthly will firstly go to pay off your interest, any charges and where it is relevant, PPP (Payment Protection Premiums). We will then put the remainder of the monthly payment made to promotional balances (for further details of payment allocation).This equates to any balances on a lower rate such as a balance transfer will be paid off before any other balances

There is a 3% fee for every individual balance transfer. Interest is charged on balance transfer fees.

For our Platinum and Advance MasterCards a minimum spend of £100 in the first 3 months is required in order to qualify for the first 12 months introductory balance transfer offer. If your purchases fall below the £100 threshold in the first 3 months the introductory offer is for 3 months only from when the new account was opened.

Your monthly repayments will reduce all your balance transfers firstly so you will pay interest on any purchases made at our standard rate until all the balance transfers are fully paid off. For the Lloyds TSB Advance credit card you will not pay any interest on your purchases at our standard rate until the 6 month interest free introductory offer period on all new purchases has expired.

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