Debt Consolidation - Product Reviews

17 August 2009 - Investors urged to get out of onshore investment bonds

Investors urged to get out of onshore investment bonds Onshore investment bonds are losing their appeal as new tax rules for high income earners are being analysed. The Chancellor has recently announced new rules for the taxation of Britons earning £150,000 on the yearly gains from such ... More

17 August 2009 - Becoming free of debt is getting easier

Becoming free of debt is getting easier Getting into debt was never easier than during the past 20 years. There was a surplus competition ready to lend, companies and the public were positive and the financial outlook for everyone was strong. As the economy boomed, inflation was conquered and ... More

13 August 2009 - All the facts about bankruptcy

All the facts about bankruptcy Being made, or declaring yourself bankrupt is pretty much the end of the line in terms of debt management. It should not be considered before all other options for clearing your debt have been explored, especially an Individual Voluntary arrangement (IVA). An IVA ... More

5 August 2009 - Relieve the stress of debt with a professional debt plan

Relieve the stress of debt with a professional debt plan Experiencing financial problems can be embarrassing. It can be a bit like going to the doctor with a personal problem - something you try to avoid until it's simply vital that it is resolved. It infers that you have lost control of your ... More

4 August 2009 - IVA, what does it mean

IVA, what does it mean Many people are struggling with debt as a result of a change in circumstances due to the recession. Loss of a job, breakup of a long term relationship or the onset of a long term illness can all have a devastating impact on family finances. A once comfortable lifestyle ... More

4 August 2009 - There is a way to avoid bankruptcy

There is a way to avoid bankruptcy There is a danger that if you start to have problems with debt that you automatically think that the only solution is bankruptcy. As consumer lending has grown over the last 30 years, so has the legal environment surrounding financial services and there are a ... More

4 August 2009 - Consolidation Loan or Debt plan, weigh up the options

Consolidation Loan or Debt plan, weigh up the options With the explosion of credit demand has come a range of new tools and terminology. Some new initiatives have also been introduced to help consumers understand the complexity of the products and services they are being offered and new ... More

4 August 2009 - Credit card debts, how to reduce payments

Credit card debts, how to reduce payments Credit cards have helped increase the security and certainty of payment for many years. As consumer protection legislation has developed over the years they also afford users valuable guarantees when purchasing goods and services over £100. As the ... More

2 August 2009 - Top tips on reducing your outgoings

Top tips on reducing your outgoings So you have done all you can to increase the income coming into the family home, now you need to look at ways of reducing the expenditure that drains it so heavily. All expenditure items are worth reviewing as you may be surprised what can be done. Start ... More

2 August 2009 - Work out your disposable income

Work out your disposable income Most of us have a pretty good idea of what we earn – at least as an annual gross salary amount. But I'll wager that not many people can actually work out their disposable income! Disposable income is what is left from your gross income (usually salary or ... More

16 July 2009 - Britain In The Most Debt In the EU

Britain In The Most Debt In the EU The boom has turned to bust – well, almost. Given the size of our economy and the heavy reliance of financial services prior to the meltdown, it was inevitable that any central intervention to help bail out the banks would lead to telephone number sized ... More

16 July 2009 - IVA On The Increase, Is It Right For You?

IVA On The Increase, Is It Right For You? Getting control of your finances can be hard – especially if you have had a sudden and dramatic change in personal circumstances caused by redundancy, relationship breakdown or serious, long term illness. Once you realise that circumstances have ... More

13 July 2009 - Struggling To Keep Up Your Repayments?

One of the consequences of the recession is that it can change family finances at a stroke and without warning. What was once a comfortable and pleasant lifestyle can suddenly become a grind and constant worry. When times are good, we have a tendency to live life to the full. One of the key ... More

9 July 2009 - Debt Overtaking Earnings

Debt Overtaking Earnings Who would like to be a resident in Kingston upon Thames? Beware before you answer as, according to a recent survey conducted by confused.com, they have the highest level of indebtedness compared to their average annual earnings of anywhere in the UK. They owe a massive ... More

7 July 2009 - Top Tips To Ease Money Worries

Top Tips To Ease Money Worries Seven years of plenty followed by seven years of famine. An old saying that many believe originates from the scriptures but it does seem to have a ring of truth. Even if there is a half truth in this saying, then it makes sense to prepare for the bad times when... More

7 July 2009 - How to become debt free within 5 years

How to become debt free within 5 years Introduction The United Kingdom remains in the grip of the worst recession since World War II, and one of the inevitable consequences of any recession is growth in unemployment. Unemployment in the U.K. already stands at just over 2¼ million – its ... More

6 July 2009 - Citizens advice bureau redundancy enquiries rise by 179%

Citizens advice bureau redundancy enquiries rise by 179% When times are 'normal', the level of redundancies remains at a relatively static level. Companies reduce or increase their workforce in response to customer demand or competitive pressure. Redundancies happen when a job disappears. ... More

6 July 2009 - Debts spiralling out of control? Consolidation with an unsecured personal loan or a Debt management

Debts spiralling out of control? Consolidation with an unsecured personal loan or a Debt management plan could see you debt free sooner than you think Introduction The effects of the credit crunch – which has, in fact, become the worst recession since the Great Depression of the Thirties – ... More

6 July 2009 - Top tips to become free of debt.

Top tips to become free of debt. With the recession lurking and job uncertainty still playing of the minds of many, there has never been a better time to try and pay off all those debts that have accumulated over the sunny, high-living days of recent years. When times were good, with income and... More

6 July 2009 - Take the headache out of your debt problem, seek advice from a debt management professional

Take the headache out of your debt problem, seek advice from a debt management professional As with all tasks we undertake, some of us do better at some things and others we do not so well. It is usually based on how frequently we practice the skill that we are being asked to use. Things we do ... More

6 July 2009 - Considering Bankruptcy? See if a Debt Management plan can replace the stigma

Considering Bankruptcy? See if a Debt Management plan can replace the stigma Easy credit combined with a booming market led to a huge growth in borrowing during the 90's and 00's. Competition was fierce and lending criteria slipped as there was too much capacity in the loan markets. A ... More

6 July 2009 - The current Credit Crunch shows an increase in IVA Applications

The current Credit Crunch shows an increase in IVA Applications As the recession bites hard, it is the lag impact of unemployment which, perhaps, has the hardest impact on individuals and families. The boom years now seem a long and distant memory, and we find ourselves sorely missing the ... More

19 June 2009 - Rise In Unemployment Leads To More Personal Debt

Rise In Unemployment Leads To More Personal Debt One of the nastier side effects of any recession is the increase in unemployment. This is a lag effect of the reduced demand for products and services and the inevitable failure of some businesses to profitably compete. UK unemployment is now ... More

28 May 2009 - Manage Your Finances and Get Out of Debt

Manage Your Finances and Get Out of Debt Introduction There was a time when there was a significant social stigma attached to debt, and even more so to financial failure and bankruptcy. This is no longer the case however, particularly with Britain in the grip of the worst recession since ... More

22 May 2009 - Debt Management - is It Right For You?

Debt Management - is It Right For You? A debt management plan is an informal arrangement that you and your creditors have agreed that will enable you to repay your debts with regular repayments you can afford. There is no stigma attached to it, it does not have as big an effect on your credit ... More

21 May 2009 - IVA - The Facts

IVA - The Facts Debt management takes on a new dimension in tough economic environments. Lenders typically harden their stance and the opportunities to earn more, either through additional hours worked or second incomes, can be limited. Losing part or all of one household income can have a ... More

25 March 2009 - Government Debt Advice – What are the Guidelines?

Government Debt Advice – What are the Guidelines? Introduction One of the unfortunate side effects of debt is that it induces stress and, when stressed, we have a tendency to make irrational, spur of the moment decisions, or worse still, to do nothing at all and hope that the problem will go... More

20 March 2009 - Debt Advice on Consolidation Credit Cards

Debt Advice on Consolidation Credit Cards Introduction Social and economic factors – not least recession, which the United Kingdom is experiencing for the first time since the early Nineties – mean that debt, and the management of debt, is a fact of life for many British consumers. In fact, ... More

18 March 2009 - Credit Card Debt, Who Can Help?

Credit Card Debt, Who Can Help? Credit cards are a valuable and easy to use source for short term credit. They also provide valuable backup warranty and liability protection when buying goods or services in excess of £100. However, they are designed as short term credit products and the ... More

15 March 2009 - Debt Consolidation Loan Help

Debt Consolidation Loan Help Introduction The concept of a debt consolidation loan is simple; you take out a loan for an amount large enough to pay off all your existing borrowing – on credit cards, personal loans, etc. – including the interest on that borrowing, and you are left with a ... More

13 March 2009 - Debt Management, Can This Really Help With Debts?

Debt Management, Can This Really Help With Debts? Times of recession are particularly hard on families where incomes have reduced. What was once a comfortable lifestyle may be turned on its head by the reduction in income due to reduced working hours, voluntary wage cuts or loss of a job. It ... More

24 February 2009 - Why Should I Pay for Other People's Bad Debt through My Taxes?

Why Should I Pay for Other People's Bad Debt through My Taxes? Introduction The United Kingdom officially entered recession for the first time since 1991 in the final quarter of 2008, when GDP ("Gross Domestic Product") fell by 1.5%, compounding a fall of 0.6% in the third quarter and ... More

24 February 2009 - What Will Lenders Do If I Can't Repay My Debts on Time?

What Will Lenders Do If I Can't Repay My Debts on Time? Introduction There was a time when debt of any kind had a huge social stigma attached to it, but that is no longer the case. Debt and the management of debt, is part of everyday life for many people – the average British adult is ... More

13 February 2009 - Credit Card Debt – Is it out of control?

Credit Card Debt – Is it out of control? By the end of 2008, UK personal debt had reached a total of £1,457 billion, an increase of £50 billion in 12 months. Individual consumer credit borrowing was £233 billion. The average household debt in the UK is £9,550, which excludes mortgages, and ... More

9 February 2009 - Repossession - What Can I do to Stop It?

Repossession - What Can I do to Stop It? Your home is probably your biggest single asset as well as a property in which you have invested psychologically. Maintaining a family home is a top priority and, therefore, when debts start to mount or income is under pressure, the mortgage payments ... More

30 January 2009 - What does the Citizens Advice Bureau (CAB) do about debts?

What does the Citizens Advice Bureau (CAB) do about debts? These days it's hard to find someone who isn't at least a little in debt. Then again, there are many people out there so aware of the risk which debt presents us that they refuse to get a credit card or take out a loan at all; they can ... More

20 January 2009 - Consolidation Loans With Bad Credit

Consolidation Loans With Bad Credit If you are one of the many people in the UK (approximately one in five) who are struggling with bad debt and paying off a number of credit cards and loan repayments, finding a solution when you are already in bad credit can be daunting. In today's current ... More

19 January 2009 - Can I Contact My Creditors Myself & Lower Payment?

Can I Contact My Creditors Myself & Lower Payment? Introduction The simple answer to this question is "Yes, you can" and you probably should if your debt problem is temporary and you do not have many creditors. If you are – like many other people during the current economic downturn – ... More

14 January 2009 - Government Debt Plans: What Does This Mean?

Introduction For the past decade, former Chancellor of the Exchequer – and now, of course, Prime Minister – Gordon Brown has been telling the British public not to worry about borrowing too much. Not that there is inherently anything wrong with borrowing at a reasonable level – for the purchase... More

14 January 2009 - Contact us about advice on Debt Consolidation Management

Contact us about advice on Debt Consolidation Management Along with asking us for advice, there are many places you can turn for free, ethical, advice on debt problems such as charities and the UK government. If you have asked for guidance already and been told that debt consolidation could be ... More

14 January 2009 - Can an online debt specialist website help you with debt management in the UK?

Can an online debt specialist website help you with debt management in the UK? If you're in a lot of debt and worrying about it, sometimes it feels like there's no help out there for you, but in reality, there is. Online debt specialist websites can help you in the UK and they can even help you... More

13 January 2009 - Additional Advantages of an IVA

Additional Advantages of an IVA An Individual Voluntary Agreement (IVA) is an agreement, which you can make with your creditors if you're in debt and having trouble making ends meet. It's a formal, legally binding agreement, which means that you must make payments to your creditors over a set ... More

13 January 2009 - Advice on Debt Management Consolidation

Advice on Debt Management Consolidation Introduction As the British economy teeters on the brink of the deepest recession since World War II, unemployment rises, and an increasing number of household name companies close or enter administration, it is no surprise that many ordinary consumers... More

13 January 2009 - What Will Debt Management Do for Me if I Apply for Debt Consolidation?

Introduction Debt consolidation through a debt management plan is not a loan, per se, and does not extend your existing credit commitments. What it is, however, is a method of renegotiating the repayment of unsecured debt with your creditors, such that they (hopefully) agree to accept lower ... More

13 January 2009 - Additional Advantages of Debt Consolidation

Additional Advantages of Debt Consolidation For a growing number of people in Britain, debt is a concern which keeps them awake at night and causes them a lot of stress. For a few of us, making ends meet is less about waiting for pay day and more about moving funds from one credit card to ... More

13 January 2009 - Debt Management Services Can Help You to Break Free

Introduction For many people in the United Kingdom, debt is a way of life. In fact, according to recent figures, the average British consumer owes nearly £3,000 in unsecured debt, and the population as a whole is indebted to the tune of £1,500 billion, excluding mortgage debt. If, like many ... More

13 January 2009 - Can I Apply for Debt Management?

Can I Apply for Debt Management? What is Debt Management? Debt management is a method of renegotiating or restructuring unsecured debt available to borrowers with a reasonable level of debt – typically between £1,000 and £15,000 – owed to two, or more, creditors. For those with larger debts,... More

13 January 2009 - What will Debt Management do for me if I apply?

What will Debt Management do for me if I apply? Those of us who struggle with debt often worry and as a result, many debtors suffer from depression. It can sometimes feel like there isn't much we could do to solve our problems. However, there are many ways to deal with debt issues and in this ... More

13 January 2009 - When a Debt Consolidation Loan is not the Answer

hen a Debt Consolidation Loan is not the Answer Introduction Debt is a very personal thing, but whilst any debt can seem serious, if it is your own, some debts are much worse than others. If your own debts are at the lower end of the scale – perhaps, a few thousand pounds spread across ... More

9 January 2009 - Additional Advantages of Debt Management

Additional Advantages of Debt Management Debt is something that an increasing number of people in the UK are becoming worried by, especially as more people are losing their jobs and our economic situation worsens. Other circumstances such as having a baby, and therefore losing one income for a ... More

8 January 2009 - Look Online For Debt Management Help

Look Online For Debt Management Help If you are struggling to meet your regular payments, such as with credit cards, recognising the problem, taking good impartial advice and then acting swiftly to address the issues is sensible advice. If you feel confident and able, self-help debt ... More

8 January 2009 - Debt Management:-Will Lenders Agree To Lower My Monthly Payments?

Will Lenders Agree To Lower My Monthly Payments? As time and circumstances change, what was once affordable can become a millstone. No matter whether it is a long term illness, redundancy or just a change of personal circumstance that drives it; if you have insufficient monthly income to pay ... More

7 January 2009 - What are the disadvantages of bankruptcy?

What are the disadvantages of bankruptcy? It might sound like a strange question, but is it? Bankruptcy has never been a 'good' word or one which you would be proud of being able to apply to yourself. However, in recent years an economic boom has ended and a deep recession looms. Resultantly, ... More

7 January 2009 - Debt Managerment:- Advice on Debt Recovery: What Should I Do?

Advice on Debt Recovery: What Should I Do? Introduction There are two fundamental approaches to debt recovery. The first of these is to reduce your monthly expenditure to a level at which you can comfortably service your debt, without denying yourself essential items, such as mortgage or ... More

6 January 2009 - Debt management:-Advice on Debt Recovery: What Should I Do?

Advice on Debt Recovery: What Should I Do? Introduction There are two fundamental approaches to debt recovery. The first of these is to reduce your monthly expenditure to a level at which you can comfortably service your debt, without denying yourself essential items, such as mortgage or ... More

6 January 2009 - Debt Management:-Informed Advice on Debt Consolidation Management

Informed Advice on Debt Consolidation Management There are many ways of borrowing money and most of us will have taken advantage of various offers from time to time to acquire cars, furniture, holidays or, and most importantly, the home we live in. As time goes by, credit card debt can ... More

6 January 2009 - Debt management:-What are the disadvantages of bankruptcy?

What are the disadvantages of bankruptcy? It might sound like a strange question, but is it? Bankruptcy has never been a 'good' word or one which you would be proud of being able to apply to yourself. However, in recent years an economic boom has ended and a deep recession looms. Resultantly, ... More

30 December 2008 - Debt Management - The Safest Way To Become Debt Free

Debt management allows some borrowers to reel in their expenditure and income back to the right balance without resorting to further borrowing. As with all types of debt solutions there are pitfalls to be aware of and this one may not be right for everyone. If your debts have spiralled out of ... More

30 December 2008 - Debt Management:-What Is the Purpose of Bankruptcy?

What Is the Purpose of Bankruptcy? When an individual or organisation is unable to pay their debts, they may legally declare bankruptcy. Most bankruptcies are initiated by the people who cannot pay their creditors but in some instances it is the creditors who claim bankruptcy for a debtor in ... More

30 December 2008 - Debt management:-What Is Debt Consolidation?

What Is Debt Consolidation? Britain, as a nation, owes over £1 trillion in debt, so if juggling payments to more than one lender is becoming a tricky task, you are not alone. Most people pay at least the minimum amount required for each debt to each of their creditors, which in some cases may ... More

30 December 2008 - Goverment Consolidation:-What Is An IVA And How Do I Apply?

What Is An IVA And How Do I Apply? Individual Voluntary Arrangements (IVAs) are the government's preferred debt management tool as they enable debtors who cannot repay their debts to reach an agreement with their creditors. An IVA is a legally binding contract between you and your creditors ... More

29 December 2008 - Debt Consolidation:-Get Advice About Managing Debt Recovery Now

Get Advice About Managing Debt Recovery Now Recovering unpaid debt is one of the more challenging and frustrating activities to perform unless you have been trained and have the necessary systems to facilitate timely communication and follow up. There are two generally accepted approaches ... More

29 December 2008 - Consolidation Loan:-Loan I Apply for Debt Consolidation?

Can I Apply for Debt Consolidation? Debt consolidation is about taking all your various loan arrangements and turning them into one single obligation with a lower monthly payment than all the previous loans individually. Over time, you may have taken loans for a variety of purposes such as ... More

29 December 2008 - Consolidate:- What is Debt Management?

What is Debt Management? As time goes by, we all naturally fall into different credit and loan arrangements that seemed perfectly natural at the time we entered into them. Whether it was the mortgage for the house, the low interest loan for the car or the six month interest free period for the... More

29 December 2008 - Debt Consolidation Loan:- Should I Consider Bankruptcy and What Are The Advantages

Should I Consider Bankruptcy and What Are The Advantages It is all too easy for debt to get out of control. Mostly this is due to an unforeseen change of circumstance such as a bereavement, separation or divorce or loss of job due to redundancy or ill health. Whatever the reason it usually ... More

24 December 2008 - Have We Seen the Last of Retailers Going Bust?

The recent high-profile collapse of administration in Woolworths' and MFI has brought into sharp focus the extent of the economic downturn, which is affecting not only Britain, but also most of the developed world. If a company that has traded on British high streets for nearly 100 years, survived... More

23 December 2008 - 2009 – Will It Continue into Recession?

Opinions differ as to the length and severity of recession. Cabinet minister, Tessa Jowell, recently said that it was expected to be "deeper than any that we have known", but the answer to this question is, unequivocally, "Yes, it will." The technical definition of recession is a decline in ... More

22 December 2008 - Administration Orders – Why Large Companies Call Them In

The difference between an administration order and a winding-up order is an important one; an administration order is an interim measure, designed to restore the fortunes of a flagging company, while a winding-up order is designed to bring the life of such a company to an end. While it is true ... More

17 December 2008 - House Prices – Will They Go Down To 2003 Prices?

The housing market in the United Kingdom has undergone two major "boom and bust" cycles, that is, periods of rapid house price increases followed by periods of falling prices, in the past two decades and the truthful, albeit unhelpful, answer to this question is that nobody really knows. Even the ... More

16 December 2008 - What are the Difference Between IVA and Debt Management?

If you are experiencing serious debt problems, if your monthly outgoings regularly exceed your income, and you have "maxed out" all possible lines of credit on credit cards, personal loans, etc., it may well be that a debt management plan of one type or another could be beneficial to your ... More

12 December 2008 - Why Could Debt Management Be Right For Me?

Debt and the management of debt is a real problem for many consumers in Britain. In the aftermath of the "credit crunch", many consumers are accumulating debt by paying for food, fuel, and other basic necessities with credit. This is typically with a credit card, or cards on a scale of, on ... More

12 December 2008 - What's in Store for the financial New Year?

2008 will long be remembered for the worst financial crisis since World War II, not just in the United Kingdom, but also across the world. The so-called "credit crunch" is a term virtually unknown just over a year ago. It has effectively been responsible for wiping 15% off housing prices in the ... More

17 November 2008 - Will a Consolidation Loan Save Me Money?

The answer to this question depends on the characteristics, particularly the interest rate and the repayment term of the consolidation loan that you choose in the first place. It also depends on your own self-discipline in managing your personal finances in such a way as to allow a consolidation ... More

14 November 2008 - Can I Get A Consolidation Loan?

The average British household is in debt to the tune of nearly £10,000, excluding mortgage debts so it is easy to see why many consumers face the problem of juggling repayments on credit cards, personal loans, etc., if not on a daily, then certainly on a monthly basis. Furthermore, making the ... More

13 November 2008 - What is Debt Management?

There is no one answer to this question because "debt management" can mean different things to different people depending on their level of debt and their precise financial circumstances. Essentially debt management is the process of reducing monthly repayments on credit cards, loans and other ... More

11 November 2008 - Debt Management Companies | Consolidation Centres

Debt "avoidance" is obviously better than debt "management", but in modern society – where people are more inclined to live for the "here and now" rather than saving for the proverbial "rainy day" – such advice may be as effective as shutting the stable door after the horse has bolted. In fact, ... More

11 November 2008 - Debt Management – Can I Save Money?

Prior to the "credit crunch" falling interest rates coupled with a buoyant housing market caused many borrowers to live beyond their means, borrowing excessively and leaving British banks dependent on wholesale credit markets to the tune of more than £600 billion. The credit crunch, which started ... More

11 November 2008 - Consolidation | Debt Management – Can It Help?

The simple answer to this question is, "Yes it can". The secrets of effective debt management however, are to recognise that you are experiencing debt problems in the first place – if you are, you are not alone, with more than 5 million British consumers having missed credit card repayments, for... More

10 November 2008 - Consolidation Loans with Bad Credit

Debt consolidation is the process of amalgamating multiple debts – credit cards, loans, hire purchase agreements etc. – into a single debt. This involves taking out a further "consolidation" loan for the total amount of existing borrowing. Or perhaps a little more, depending on the terms and ... More

6 November 2008 - Consolidation Loans

The total personal debt in the United Kingdom at the end of September stood at more than £1,000 billion – an increase of just over 5% in a 12-month – so if you are feeling the effects of the credit crunch, and juggling monthly repayments on credit cards, loans, etc., you are certainly not alone. ... More

22 September 2008 - Individual Voluntary Arrangement (IVA) What you need to know?

Individual Voluntary Arrangement (IVA) What you need to know? Who can be helped? There are large costs involved in setting up an Individual Voluntary Arrangement IVA , it is really only practical to obtain an IVA if your debts exceed £15,000. Will I lose my equity in my house? Not in ... More

22 September 2008 - Debt Consolidation What You Need to Know?

Debt Consolidation What You Need to Know? How big can my consolidation loan be? Many factors with dictate this, your income, other secured loans, the equity available in your property. Over what length of time can I spread my repayments on my consolidation loan? A consolidation loan ... More

22 September 2008 - Debt Management what you need to know!

Debt Management what you need to know! Does debt management affect my credit rating? If you already have a debt problem, it is very unlikely your credit rating will be affected by going onto a debt management plan, we need to get the clear from the start. This is because it already has been ... More

22 September 2008 - Typical Example of a Debt Management Plan

Typical Example of a Debt Management Plan Debt management is not for everyone; however this is a client on the books of a JST Financial debt management company. The debt management’s companies client has was made redundant due to the credit crunch, the company she had been working for the past ... More

21 September 2008 - Which Debts Can A Debt Management Company Help With?

Which Debts Can A Debt Management Company Help With? The following list shows the debts that we can help with: Rembering that is is only unsecured loans that an be brought onto a debt management consolidation plan. Unsecured loans Unsecured loans do not need property as security thus ... More

21 September 2008 - Debt Consolidation And Getting Out of Debt Questions Answered?

Debt Consolidation And Getting Out of Debt Questions Answered? Do you have a bad credit rating? Can you still get a mortgage or consolidation loan? Let’s see….. In general terms, JST Financial can find a consolidation loan for everyone, however it will there are certain factors that will be ... More

19 September 2008 - (PPI) Payment Protection On Consolidation Loans

Payment protection on consolidation loans is not compulsory, consolidation loan insurance also known as (PPI) can give you peace of mind that your re-payments on your consolidation loan will be covered if you encounter a problem such as redundancy. Insurance companies protecting consolidation ... More

19 September 2008 - Are There Benefits Of A Consolidation Loan?

Benefits of Debt Consolidation Loans A debt consolidation loan can be the perfect solution to your debt problem. You can consolidate all your existing loan agreements in to one manageable consolidation loan, often lowering the overall payment monthly liability. There may be drawbacks, as a ... More

19 September 2008 - Bad Credit Consolidation Is It The Way Forward?

Consolidating your debt and bad credit loans will/can be obtained one larger bad credit loan to pay off the smaller bad credit loans. By consolidating your bad credit loans you can all certainly reduces your monthly outgoing and in the times of increasing energy prices, this higher consolidation ... More

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