New Mortgages - Product Reviews

17 August 2009 - Recovery looming in the housing market

Recovery looming in the housing market There is further evidence of a recovery in the UK housing market following the publication by the Royal Institute of Chartered Surveyors (RICS) of statistics which show a further upturn in confidence amongst their members that prices are expected increase ... More

7 July 2009 - Mortgage rates set to rise

Mortgage rates set to rise The boom days of the last decades are well and truly behind us. During the 80's and 90's we saw a tremendous growth in the number of financial services institutions that started to offer mortgage loans. We also saw the introduction of new products such as fixed term ... More

7 July 2009 - Over 15% increase on new mortgages

Over 15% increase on new mortgages Introduction The housing market in the U.K. has shown definite signs of revival in recent months, with a steady monthly increase in the number of mortgage loans approved - to levels last seen in early 2008. The total number of mortgage loans approved rose ... More

28 May 2009 - First Time Buyer Mortgage Deals on the Increase

First Time Buyer Mortgage Deals on the Increase Introduction The housing market in the U.K. first started to show signs of decline in 2007 and in response, mortgage lenders tightened their lending criteria, so that competitive mortgage deals became more difficult to come by, especially for ... More

28 May 2009 - Ideal Time to Buy into the Property Market?

Ideal Time to Buy into the Property Market? Introduction The United Kingdom officially joined other major economies – the Eurozone, U.S.A. Japan, etc. – in recession in the final quarter of 2008. House prices are continuing to fall by a further 1.7% in April 2009, and unemployment is ... More

5 February 2009 - Will House Prices Fall Even Further?

Will House Prices Fall Even Further? Crystal balls all over the country, and many other countries, are permanently being shined at the moment to seek an answer as to whether, and when, house prices will stabilise. As with all factors at the current time, the amount of uncertainty in the market ... More

1 December 2008 - Rent, buy, swap or share – a very modern housing dilemma

We all need somewhere to call home but with the property market crumbling around our ears and the country entering recession, investing in bricks and mortar may seem more like a life sentence than the time-honoured way to get rich slowly. The news that 11,300 homes were repossessed in the third... More

12 November 2008 - Stamp duty threshold reduction and the impact upon my mortgage

The government’s decision to raise the stamp duty threshold to £175,000 has seen the number of homebuyers not paying stamp duty double in September. The temporary increase enabled 51% of homebuyers to avoid stamp duty in September compared with 22% in the same month last year, the Council of ... More

10 November 2008 - New mortgages and equity loans

New mortgages and equity loans You may have heard of shared ownership and shared equity schemes, but never really understood what they are about. Shared equity schemes were introduced to help those that cannot afford to buy their own home outright. Through shared ownership you buy a share of ... More

21 September 2008 - Are Building Developers Helping The New Mortgage First Time Buyer?

Building firms are bringing out plans to help first time buyers onto the housing ladderwith radical new mortgage plans. Many since the credit crunch have stopped all new house building or sealed the building sites up, until they are able to sell the properties again. Many first time buyers have... More

19 September 2008 - Applying ForA Re-Mortgage What Are The Stages?

Applying for re-mortgage can be made easy, if you follow a few simple steps before you apply for the re-mortgage. Your home is most people's main asset and re-mortgaging your home correctly will need great care. Complete Re-mortgage research, to establish which plan is best for you the ... More

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