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Reclaim Charges - Product Reviews

7 July 2009 - Have you been charged Payment protection insurance on a current or previous loan?

Have you been charged Payment protection insurance on a current or previous loan? One of the biggest mis-selling scandals of recent years has been those relating to the provision of payment protection insurance (PPI) on loan products sold by major financial institutions. On the surface, PPI ... More

6 July 2009 - Nearly £1.2 million unclaimed in utilities compensation

Nearly £1.2 million unclaimed in utilities compensation Did you know that consumers are failing to claim nearly £1.2m per week from their energy and water suppliers? According to recent research 69% of people are unaware that they can claim compensation from their gas, electric and water ... More

6 July 2009 - Compensation available for Homeowners duped by Buy and rent back companies

Compensation available for Homeowners duped by Buy and rent back companies From July 1st this year anyone duped into selling their home and renting it back from unscrupulous companies may be able to claim compensation for their financial losses. This could be good news for the 50,000 ... More

28 May 2009 - Payment Protection Insurance: All You Need to Know

Payment Protection Insurance: All You Need to Know Introduction Payment Protection Insurance, often abbreviated to "PPI", is insurance cover that, in theory, at least, protects you against accident, illness, redundancy or any other unforeseen circumstance that renders you incapable of ... More

26 May 2009 - Wipe Out Your Existing Credit Agreement

Wipe Out Your Existing Credit Agreement Debt is rising in the UK at an unstoppable rate and the recession is simply exacerbating the problem. Many people have tried to make ends meet by putting large expenses onto their credit cards but this of course means they will pay hefty interest fees ... More

21 May 2009 - Bank Charge Reclamation

Bank Charge Reclamation - The Latest News The reclaiming of bank charges has continued to make headlines, and in late February 2009 the Court of Appeal caused a setback to high street banks by confirming the decision of the High Court that the charges they levy are in fact subject to fairness ... More

21 May 2009 - Ever Had Credit? Check Your Agreements - They Could Be Worth Pounds To You

Ever Had Credit? Check Your Agreements - They Could Be Worth Pounds To You Legislation introduced in 2006 has made it possible for all existing credit agreements to be reviewed to ensure that they are fair and reasonable. If deemed not to be fair, then it could be possible to have the debt ... More

30 March 2009 - Can I Claim Back Charges From Credit Card Providers?

Can I Claim Back Charges From Credit Card Providers? With all the publicity that has surrounded the returning of thousands of bank penalty charges to customers, the same rush to demand refunds for credit card charges is yet to occur. The principles for challenging credit card charges are the ... More

18 March 2009 - Can I Claim Back PPI From My Loans?

Can I Claim Back PPI From My Loans? Payment Protection Insurance (PPI) is a policy that is sold alongside a loan to provide financial compensation in the event that you are either made redundant, fall ill or otherwise lose your source of income and with it the ability to keep up your loan ... More

10 November 2008 - Unfair credit agreement can i claim?

Frequently Asked Questions What Credit Agreements are eligible for ‘Audit’? Any Credit Agreement between £5,000.00 and £25,000.00 that is governed by the Consumer Credit Act of 1974. Including: ? Credit Cards and Store Cards ? Unsecured Personal Loans ? Secured Loans ? Consolidation... More

18 September 2008 - Can I Claim my PPI charges On Personal Loans?

Hire purchase Hire purchase is governed by the Consumer Credit Act of 1974, all hire purchase agreements have to be signed on trade premises, not sent through the post or by a sales person in your home. The document is a legally binding document between you and the finance company (not the shop... More

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Useful Financial Links

Please find below some links that you may find useful from JST Financial. These links are to external sites and will open in a new window.

Consumer Direct from The Office of Fair Trading carries extensive Loans information, covering everything from Unsecured Loans to Right to Buy Mortgages.

MoneyMadeClear (The Financial Services Authority) offers a great, free to use Loans Calculator.

Trading Standards offer advice on taking out a loan and what your rights are.

If you know of any other links that you believe may be of use to our visitors, please contact us.