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Frequently Asked Questions

Your questions... answered. Got a question about finance?

Use the frequently asked questions below to help you find what you need.

If you have a question that isn't answered in any of the above sections, please contact us

Questions about JST Financial

If you would like to know more about JST Financial then please visit our about us page.

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15 March 2010 - CBI reportedly criticised the government for "resorting to damaging tax rises"

The Confederation of British Industry (CBI) has reportedly criticised the government for "resorting to damaging tax rises" to balance public finances and called for a "convincing plan" to do so by 2016, according to the BBC website....

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Financial Information

Useful financial information that you can't afford to miss! Make sure you read this before applying for any finance!

The Top Six Credit Rating Myths

Modern life depends on our ability to borrow - but what we think contributes to that crucial credit rating and what actually matters are two very different things... More »

APR Explained

APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers... More »

Credit Checking Explained

Whatever type of credit you are applying for, be it a loan, mortgage, credit card, store card or hire purchase, lenders will need to carry out a credit check before they can accept you... More »

A Guide to Unsecured Personal Loans

A personal loan and an unsecured loan are actually identical; lenders just like to use different terminology to describe the same product... More »

Useful Financial Links

Please find below some links that you may find useful from JST Financial. These links are to external sites and will open in a new window.

Consumer Direct from The Office of Fair Trading carries extensive Loans information, covering everything from Unsecured Loans to Right to Buy Mortgages.

MoneyMadeClear (The Financial Services Authority) offers a great, free to use Loans Calculator.

Trading Standards offer advice on taking out a loan and what your rights are.

If you know of any other links that you believe may be of use to our visitors, please contact us.