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September 2008 - In the News

Unsecured Loans - Waiting for a sales takeoff

Consumers are now more inclined to wait until there is a sale before going ahead and booking their flights, one sector commentator has claimed.

In news that may be of interest to those looking at More

Unsecured Loans - Getting ahead in education funding

Parents in the UK who wish to send their children to a private school will have to begin saving for this eventuality, "almost at the point of conception", according to one sector commentator.

In news that may be of interest to those seeking More

New Mortgages - Brits 'should consider hotels'

Although Britons are typically stuck in their ways when it comes to the housing market, they may wish to instead consider having an extended stay in a hotel, one sector commentator has claimed.

In news that may be of interest to those on the hunt for a More

Unsecured Loans - Travelling 'not impacted by crunch'

The number of people travelling the world has not been impacted by the pressures households are facing during the credit crunch, one sector commentator has claimed.

In news that may be of interest to those seeking More

Unsecured Loans - Festive fun up north

Edinburgh has a lot to offer to visitors throughout the year but it is a particular attraction during the festive period, one sector commentator has claimed.

In news that may be of interest to those looking for More

Unsecured Loans - Student properties 'a wise investment'

Student houses that can be rented out may be a wise investment at the moment, one sector commentator has claimed.

However, those seeking unsecured loans may also be interested to hear that a ... More

Credit Cards - Disposable clothing trend "cannot continue"

The trend for buying disposable clothing is one that cannot continue, according to one sector commentator.

In news that may be of interest to fashion-conscious credit card users, Antony Waller, public... More

Credit Cards - Plans for the festive season

It may still be three months away but already the UK is getting into the festive spirit in time for Christmas.

Britons on the hunt for a new credit card may be interested to hear that Edinburgh has a ... More

Unsecured Loans - State pension 'needs to match inflation'

The government has been called upon to ensure that the basic state pension is in line with average salaries or inflation, depending upon which is higher.

In news that may be of interest to older people seeking More

New Mortgages - Renovations in the bathroom

People are keener to add value to their property by renovating their bathroom or kitchen than making changes to the outside of the building, one sector commentator has claimed.

In news that may be of interest to those on the hunt for a More

New Mortgages - Property goes under the hammer

Buying a new property through a specialised auction could allow people to benefit from a degree of transparency as to what they are paying, one sector commentator has advised.

In news that may be of interest to those seeking a More

Unsecured Loans - Saving for children's future "vital"

Parents have been advised by one sector commentator that saving for their children's futures is vital.

In news that may be of interest to those seeking unsecured loans, David Kuo, head of ... More

Credit Cards - A crunchy taste of the Orient

Oriental food suppliers have seen an increase in the popularity of their products since the onset of the credit crunch, it has been claimed.

In news that may be of interest to credit card customers, ... More

Unsecured Loans - A taste of debt?

While many people who find themselves in debt would refrain from eating out at restaurants, those who continue to spend on such luxury leisure activities may not have yet faced up to the reality of their financial situation, one sector commentator has claimed.

In news that may be of ... More

Unsecured Loans - The UK has become "cool"

Britain has now become a "cool" place for people to escape on a short break, according to two sector commentators.

In news that may be of interest to those looking for unsecured loans... More

Unsecured Loans - Gambling - know your limits

People with financial difficulties who are turning to gambling as a result should ensure that they understand their limits, one sector commentator has recommended.

In news that may be of interest to those seeking More

Credit Cards - Britons "more worse off now"

People are now financially more worse off than they once were, one sector commentator has claimed.

In news that may be of interest to those seeking a new credit card, Michelle Slade, press and public ... More

New Mortgages - 'Long way to go' for the property market

The UK property market still has a long way to go before it will show signs of improvement, one sector commentator has claimed.

However, in news that may be of interest to those on the hunt for a new ... More

Credit Cards - "No respite" in use of cheques

There appears to be no respite in the fall in use of cheques as a method of payment, one sector commentator has claimed.

In news that may be of interest to those using a credit card to carry out ... More

Unsecured Loans - UK holidays 'can be just as relaxing'

Holidays in Britain can be just as relaxing as going abroad and are also better for the environment, one sector commentator has claimed.

In news that might be of interest to environmentally-conscious individuals seeking More

Unsecured Loans - Credit crunch 'should ease next year'

The credit crunch should begin to ease in 2009 and is likely to only last until 2010, one sector commentator has claimed.

In news that may be of interest to those seeking unsecured loans, ... More

New Mortgages - Property 'a purchase, not an investment'

Britons have been advised to keep in mind that domestic or overseas property buying is a purchase rather than simply an investment.

In news that may be of interest to those seeking a new mortgage, ... More

Credit Cards - Brides 'shouldn't rush dress decision'

Soon-to-be brides have been advised not to rush into purchasing the dress they intend to walk up the aisle in.

In news that may be of interest to women using a credit card to carry out their online ... More

Unsecured Loans - Recession needed 'for economy to recover'

A recession is what is needed to allow the UK economy a period of recovery, although the next year will be tough, one sector commentator has claimed.

In news that may be of interest to people seeking More

New Mortgages - 'Best time ever' to buy property

Investors with money in the bank may find that now is the best time ever witnessed in the last 20 to 30 years to buy a property, one sector commentator has claimed.

In news that may be of interest to those seeking a More

Unsecured Loans - ABCUL reports higher personal loans demand

A greater number of Britons are applying for personal loans, according to the Association of British Credit Unions (ABCUL).

The organisation reports that its members have witnessed increased ... More

Unsecured Loans - Unsecured loans borrowing 'is up'

The total amount of unsecured loans borrowing taken out in the UK has increased in recent months, it has been claimed.

Financial services provider the Fair Investment Company reveals that More

New Mortgages - New mortgage figures show thirst for variable rates

New mortgage statistics from Legal & General indicate growing demand for variable interest rates among borrowers in the UK.

According to the financial services provider, the third quarter of ... More

Unsecured Loans - Personal loans applicants 'calling on mum and dad'

A greater number of young Britons are asking for the help of their parents in guaranteeing personal loans and other forms of credit, it has been claimed.

Financial comparison website ... More

Unsecured Loans - Bringing microgeneration to the people

The challenge for the development of microgeneration will be bringing it to ordinary Britons, one sector commentator has asserted.

People seeking unsecured loans to fund such developments in ... More

New Mortgages - Draught proofing 'cuts bills'

Draught proofing a property could result in homeowners saving up to £25 a year on their energy bills, thereby reducing outgoings, one sector commentator has claimed.

In news that may be of interest to those on the hunt for a More

Unsecured Loans - UK is "getting richer"

Britain is becoming a richer nation all thanks to the diversity of the businesses that are being set up, according to two sector commentators.

In news that may be of interest to those seeking More

Unsecured Loans - Parents urged to help kids

Parents of children preparing to head off to university have been advised to help them to get their finances in order first.

In news that may be of interest to those looking for unsecured ... More

Credit Cards - TV to the rescue

A new television campaign is to be launched to educate Britons on how best they can keep their energy bills down during the ongoing economic downturn.

In news that may be of interest to credit card ... More

Unsecured Loans - Farm holidays an "excellent" experience

Enjoying a domestic holiday on a farm could be an "excellent" way for people keen to go green to experience what the UK has to offer, it has been claimed.

In news that may be of interest to those seeking More

New Mortgages - 'It would be a shame' to remove Hips

To remove home information packs (Hips) would be "a shame" when looked at from the perspective of first-time buyers, it has been claimed.

In news that may be of interest to those seeking a More

Credit Cards - Rural dwellers 'bigger spenders'

Britons who live in the more rural areas of the country have been found to be among the UK's biggest spenders, according to recent research.

Those with a credit card may be interested to know that NFU... More

Unsecured Loans - Eco-friendly 'not pocket-friendly'

Purchasing an environmentally-friendly vehicle can be a costly choice, it has been asserted.

Those seeking unsecured loans to fund such an investment may be interested to hear research by ... More

New Mortgages - Experts offer up a taste of France

People interested in investing in a foreign property have been told that many Britons come to France for a new lifestyle.

In news that may be of interest to those seeking a new mortgage, a number ... More

Unsecured Loans - Credit crunch 'is not over'

Recent reports that global investment bank the Lehman Brothers has had to file for bankruptcy has led one sector commentator to speculate that the credit crunch is not yet over.

In news that may be of interest to people seeking More

Unsecured Loans - Paying bills 'a top priority'

Paying the household bills has been revealed as being the top priority among Britons, according to new research.

In news that may be of interest to those seeking unsecured loans, saving for the... More

New Mortgages - Waiting for the 'bottom to fall out'

Buy-to-let investors are likely to wait for the economy to hit its lowest level before they start buying high-end property again, one sector commentator has speculated.

In news that may be of interest to those seeking a More

Credit Cards - Energy and food costs 'rising together'

The climbing expense of food produce is linked to consistently increasing energy costs, along with some other factors, it has been asserted.

In news that may be of interest to credit card customers, ... More

Unsecured Loans - Grandparents cancel their dreams

Grandparents who have dreamed for many a-year about going travelling have been forced to cancel their plans in order to pay off debts, it has been claimed.

In news that may be of interest to older people seeking More

New Mortgages - High-end property 'an unlikely find'

Britons are "extremely unlikely" to be putting any high-end property up for sale on the current market, it has been asserted.

In news that may be of interest to those seeking a new ... More

Unsecured Loans - Travel in the wake of 9/11

The way people travel has been altered by the aftermath of the attack on the World Trade Center in New York, it has been claimed.

On the seventh anniversary of the tragedy yesterday (September 11th), Jean-Claude Baumgarten, president and chief executive officer of the World Tourism and ... More

Unsecured Loans - Britons 'cutting back'

Many households in the UK are having to cut back on the bare essentials in order to meet the increasing cost of energy bills, it has been asserted.

In news that may be of interest to those seeking More

Credit Cards - Budget time for students

Students planning to pack up and head to university this month have been advised that they will have to learn to budget if the number of part-time jobs are scarce.

In news that may be of interest to young people thinking of applying for a More

New Mortgages - "A lot of competition" for unblemished property

There is currently a great amount of competition among buyers to purchase an unblemished high-end property in "near perfect" locations, it has been asserted.

In news that may be of interest to those on the hunt for a More

Unsecured Loans - "More people" marrying abroad

More and more Britons are choosing to head overseas to get married, it has been asserted.

In news that may be of interest to people seeking unsecured loans to fund such an event, Thea ... More

Credit Cards - Costly living in the capital

Londoners can expect to receive higher salaries due to the rising costs associated with living in the capital, it has been asserted.

In news that may be of interest to credit card customers, Ian ... More

New Mortgages - Interior design "key" in competition

Increased competition between estate agents has had a positive effect on the interior design market, it has been asserted.

People on the hunt for a new mortgage may be interested to note that Nina ... More

Unsecured Loans - Wedding industry "unaffected" by crunch

The credit crunch has had no significant effect on the wedding industry, it has been revealed.

In news that may be of interest to couples seeking unsecured loans, a poll carried out at the ... More

Unsecured Loans - Mind the gap

Parents of children attending private schools have been warned that the rise in fees and living costs could result in a savings gap.

In news that may be of interest to those seeking unsecured ... More

Unsecured Loans - A red card for footie fans

One in four football fans have been forced to reign in their passion as the credit crunch rumbles on, piling pressure on people's pockets.

In news that may be of interest to those seeking unsecured... More

Unsecured Loans - Foreign wedding equals "value for money"

Getting married overseas can offer people "excellent value for money", it has been claimed.

In news that may be of interest to couples seeking unsecured loans to fund their marriage ... More

New Mortgages - Kitchen and bathroom "real marketing tools"

The kitchen and bathroom can both serve as particular marketing tools within a house, one sector commentator has suggested.

In news that may be of interest to people seeking a new mortgage, Andrew ... More

Unsecured Loans - A "period of great difficulty" for the UK

Britons should prepare themselves for a period of great difficulty if the economy shrinks any further, one sector commentator has claimed.

In news that may be of interest to those on the hunt for More

Unsecured Loans - The cost of kids

Parents in the UK are forking out an average total of £233 billion to support their grownup children, it has been revealed.

In news that may interest those seeking unsecured loans, LV= has... More

New Mortgages - Tenants 'want more' than white emulsion

The best tenants are looking for more from their potential home than white emulsion and a basic beige carpet, landlords and property developers have been advised.

In news that may be of interest to those on the hunt for a More

Unsecured Loans - A "worrying time" for private school parents

It is a very worrying time for the parents of children attending private schools in the UK, one sector commentator has claimed.

With news that may be of interest to those seeking unsecured ... More

Unsecured Loans - Interest rates maintained

The Bank of England has voted in favour of maintaining the current base rate of interest at five per cent for another month.

In news that may interest those seeking unsecured loans, the Bank's ... More

Unsecured Loans - Travellers look to exchange rate

Travellers are looking to the best exchange rate when it comes to picking their holiday destination, it has been asserted.

In news that may be of interest to people seeking unsecured loans, ... More

Remortgage - Mortgage owners "fearful" of switching

Homeowners are fearful of switching their mortgage providers, however, this may result in them paying more for a new deal than they need to, it has been asserted.

In news that may be of interest to those seeking a More

Unsecured Loans - Debt and the credit crunch

As the credit crunch's grip on the economy in the UK tightens, debt is increasingly shadowing consumers and their purse strings.

In news that may be of interest to those on the lookout for More

Unsecured Loans - On the search for easy updates

Britons are keen to find easy updates for their homes, rather than carrying out major improvements, it has been asserted.

In news that may be of interest to those seeking unsecured loans to ... More

New Mortgages - Britons "more eco-aware"

The British public as a whole are not far more eco-aware than they were five years ago, it has been asserted.

In news that may be of interest to those on the hunt for a new mortgage, Isobel ... More

Unsecured Loans - Recession "won't be as bad" as in the past

The predicted impending recession is not likely to be as bad as the ones that have gone before it, it has been asserted.

However, in news that may be of interest to people seeking unsecured ... More

Credit Cards - People won't "trade down" in quality

Britons are unwilling to trade down in food quality, it has been claimed.

In news that may be of interest to credit card customers, celebrity chef Phil Vickery and Paul Foley, managing director of ... More

Credit Cards - Britons pick up the art of haggling

More Britons are making the decision to haggle over the price of items such as a car or television set, it has been claimed.

In news that may be of interest to credit card customers, research by ... More

Unsecured Loans - Recession "more likely than not"

The chance of the UK economy sliding into a recession is now "more likely than not", according to one sector commentator.

In news that may be of interest to those seeking unsecured ... More

New Mortgages - New housing measures 'not for first-time buyers'

New housing measures implemented by the government have been designed to help developers with excess properties and investors looking to make a good return rather than first-time buyers, it has been claimed.

In news that may interest those on the lookout for a More

Unsecured Loans - A more exotic breed of hen

Stag and hen weekends are moving away from locations such as Blackpool and towards a more exotic destination, it has been asserted.

In news that may be of interest to those seeking unsecured ... More

Unsecured Loans - Pressure on newlyweds

The financial pressure on recently married couples is steadily rising, it has been claimed.

In news that may be of interest to newlyweds seeking unsecured loans, the AA has warned that many ... More

Credit Cards - Gap year costs 'rising'

The average cost of taking a gap year has risen, according to recent research.

In news that may be of interest to those looking for a credit card, students taking some time out before university to go... More

New Mortgages - Stamp duty holiday announced

The prime minister has announced that there will be a stamp duty holiday, in an attempt to revive the ailing property market.

In news that may be of interest to those on the lookout for a new ... More

Unsecured Loans - A flood of popularity for ferries

Ferry travel is set to increase in popularity as people take fewer shorter breaks in light of the ongoing credit crunch, it has been suggested.

In news that may be of interest to people looking for More

Unsecured Loans - 'Two million' turning pleasure to business

Almost two million Britons have turned one or more of their hobbies into a business venture, it has been claimed.

In news that may be of interest to those seeking unsecured loans, Direct Line ... More

New Mortgages - Britons in the green house

The UK housing market is set to see an increase in the number of green homes available, it has been claimed.

In news that may be of interest to those on the hunt for a new mortgage, Julian Brooks, ... More

Unsecured Loans - Summer holidays 'now more expensive'

Fewer Britons may have found themselves singing 'We're all going on a summer holiday' this year, as vacation costs increased, it has been claimed.

In news that may be of interest to those seeking More

Unsecured Loans - Consumer spending 'good indicator' for economy

Consumer spending has been described as a good barometer for measuring the overall conditions in the UK economy.

In news that may be of interest to those seeking unsecured loans, Jonathan ... More

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Useful Financial Links

Please find below some links that you may find useful from JST Financial. These links are to external sites and will open in a new window.

Consumer Direct from The Office of Fair Trading carries extensive Loans information, covering everything from Unsecured Loans to Right to Buy Mortgages.

MoneyMadeClear (The Financial Services Authority) offers a great, free to use Loans Calculator.

Trading Standards offer advice on taking out a loan and what your rights are.

If you know of any other links that you believe may be of use to our visitors, please contact us.