Credit Cards

Welcome to JST Financial Solutions Limited, the UK's premier online loans specialist. Unlike many brokers, we will not charge you a fee for sourcing your personal loan and we can give you an in-principle decision within a few minutes of your application! We can also help you find a mortgage, bank account, credit card or help you to consolidate your debts.

At JST Financial Solutions Limited we maintain our market leading position through the quality and speed of our service, offering a full range of flexible unsecured personal loan products; as well as mortgages, re-mortgages, car finance credit cards, insurance, consolidation, right to buy and buy to let. We believe it’s only fair that you can compare products from the whole of the marketplace.

Best Balance Transfer

Card

Provider

Balance Transfer

Typical APR

Get Deal

Post Office Classic Credit Card	0% 10 months	15.9%
Amex Nectar	5.0% 6 months	15.9%
Platinum Plus card 0%	0% 12 months	15.9%
Amex BA Premium Plus	5.0% Life of Balance	37.8%

Click Here for more credit card comparisons.

Best Good Credit Personal Loans

Loan

Provider

Typical APR

Get Deal

Bank of Scotland Personal Loan

8.8% Typical APR on loans over £7,000

Halifax Personal Loan

8.8% Typical APR on loans over £7,000

Click Here for more Unsecured Loan comparisons

Latest from the 'papers

05/01/2009 - Homeowner Loans in Time For Another Rate Cut?

Weekly Financial News Roundup The last week of 2008 provided further evidence, if any were necessary, of the gulf in confidence between the British Government and British consumers regarding the economic outlook for the New Year, and beyond. According to a Harris poll, conducted on behalf of the Financial...

Read Full Article »

Latest News

	Interest rate fall predicted
	A drop in interest rates to 0.5 basis points may be necessary by the end of the year, it has been claimed. Economist at the Centre for Economics and Business Research Arek Obhanissian said that the organisation believes there will be a drop in rates over the course of 2009. "We are thinking that it will be taken down, by the end of the year, to half. The economy isn't going to get any better between now and then so the Bank [of England] is going to need to do something," the expert said. Indeed, some experts believe that the interest rate is set to fall again this month. Simon Rubinsohn, chief economist at the Royal Institution of Chartered Surveyors, said that a cut of half a percentage point is likely when this month's rate is announced later this week. He noted that continuing weakness in the retail sector, as well as falling house prices and an inability to access credit, are all driving factors that may influence a rate cut... Read Full Article »

	Recession 'could be much more severe'
	The continued lack of credit in the UK economy could turn an ordinary but "fairly nasty" recession into something "much more severe", according to one sector commentator... Read Full Article »

	New base rate for a new year?
	The Bank of England's monetary policy committee (MPC) will meet tomorrow (January 7th) to begin discussions over whether further cuts will be made to the base rate of interest... Read Full Article »

	Confidence 'hits new low'
	Consumer confidence in the UK fell sharply in December, according to a new report... Read Full Article »

	Cameron 'feels like shaking Brown'
	Leader of the Conservatives David Cameron has admitted that he feels like shaking Gordon Brown over his handling of the economic crisis, it has been reported... Read Full Article »

View All News Articles

Useful Financial Links

Please find below some links that you may find useful from JST Financial. These links are to external sites and will open in a new window.

	Consumer Direct from The Office of Fair Trading carries extensive Loans information, covering everything from Unsecured Loans to Right to Buy Mortgages.
	MoneyMadeClear (The Financial Services Authority) offers a great, free to use Loans Calculator.
	Trading Standards offer advice on taking out a loan and what your rights are.

If you know of any other links that you believe may be of use to our visitors, please contact us.