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June 2008 - From the 'papers

Unsecured Loans - We’re all going on a Christmas Holiday

Although most of us spend Christmas at home with the family in front of the TV, a significant number of Britons now decide to go abroad for Christmas. Over 2.5million Brits are expected to travel abroad for the last ten days of the year. The Christmas holiday exodus is rivalling the great Easter ... More

Unsecured Loans - A Perfect Christmas?

What makes your perfect Christmas? Is it the sight of their excited faces as they wake up to see what Santa brought them? Or maybe it’s seeing the whole family sitting round the table pulling crackers and reading out the silly jokes? Or perhaps for you, it’s a romantic meal for two sat in a log ... More

Credit Cards - A Christmas Spending Spree

Christmas is an expensive time of year. Even the traditional stocking, which once upon a time held not much more than a tangerine and a sixpence, now costs over £80 to fill. A survey of over 2,000 parents last year found that 60% of them planned to spend over £150 on their children, with 3% ... More

Bank Accounts - Hard Times for Moaning Miseries

News continued to be bleak this week as the Governor of the Bank of England warned that Britain was facing its ‘most difficult economic times for two decades’. In his annual Mansion House speech, the Governor Mervyn King, also warned that inflation was likely to rise and growth and house prices to... More

Payday Loans - Counting the Cost of Christmas

It might only be midsummer but the number of shopping days to Christmas is already being counted down by broadcasters on the TV and radio and by journalists in the daily papers. Suddenly, the festive season has arrived, along with the extra demands placed upon us for holiday cash or even holiday ... More

Credit Cards - The Haves and the Have-Nots

Whilst the rich get richer, the poor struggle to survive, is an axiom that has applied for centuries. And it seems the Brave New World of the 21st century is no different to its forerunners. As the credit crunch begins to squeeze ever harder, those who have money to put aside are revelling in the ... More

Credit Cards - Can’t Spend, Won’t Spend

Consumer confidence has hit a new low, with over three-quarters of consumers feeling now is not a good time to spend on things they either want or need. Figures released by the British Retail Consortium (BRC) show people feeling more pessimistic than ever about job prospects, personal finances and... More

Debt Consolidation - Losing the Comfort Zone

House prices are continuing to fall and the majority of people expect them to continue to do so. A new survey commissioned by Panorama for the BBC found that 78% of the 1,011 adults polled thought that prices would either stay the same or continue to fall, whilst only 15% thought that they would ... More

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Useful Financial Links

Please find below some links that you may find useful from JST Financial. These links are to external sites and will open in a new window.

Consumer Direct from The Office of Fair Trading carries extensive Loans information, covering everything from Unsecured Loans to Right to Buy Mortgages.

MoneyMadeClear (The Financial Services Authority) offers a great, free to use Loans Calculator.

Trading Standards offer advice on taking out a loan and what your rights are.

If you know of any other links that you believe may be of use to our visitors, please contact us.