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September 2008 - From the 'papers

Remortgage - Weird and Wacky Week on Wall Street – What Does It Mean for Your Savings, Loans and Mortgage?

Weird and Wacky Week on Wall Street – What Does It Mean for Your Savings, Loans and Mortgage? In another week of economic turmoil, the question the man in the street is asking is ‘How is this going to affect me? What will happen to my bank account or my building society account? Will my new ... More

New Mortgages - Economic Meltdown – Are Your Bank Accounts and Mortgage Safe?

It’s been an extraordinary week in the financial world, with predictions of world economic meltdown and the vanishing of major players from the word’s money markets and from the High Street. What concerns the man in the street, however, is the safety of his bank account, pension plan and mortgage.... More

Credit Cards - End of an Era - Is Your Credit Card Facing Extinction?

Has the credit card had its day? Will you soon be using finger print technology or eye recognition to pay for your purchases? Experts believe that the credit card will have gone the route of the cheque within 5 years to make way for new technology. The sci-fi scenario of many films such as ... More

Gas and Electricity - Paying It Off – Why Your Credit Card Loan Could Take 30 Years To Pay.

According to new research from comparison company uSwitch, hundreds of thousands of consumers will take over 30 years to repay a credit card debt of just under £1,400.Figures from the past 12 months show that 3.4m credit card holders, making a minimum payment of 2% per month on an average balance ... More

New Mortgages - Credit Union Reform To Help Those With Poor or Bad Credit History

For low-income families, or those who have a poor credit report, it is difficult to find lenders who will provide an unsecured loan without a punitive rate of interest. Many in desperation turn to doorstep loan providers or loan sharks. The Government is trying to make it easier for these people ... More

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Useful Financial Links

Please find below some links that you may find useful from JST Financial. These links are to external sites and will open in a new window.

Consumer Direct from The Office of Fair Trading carries extensive Loans information, covering everything from Unsecured Loans to Right to Buy Mortgages.

MoneyMadeClear (The Financial Services Authority) offers a great, free to use Loans Calculator.

Trading Standards offer advice on taking out a loan and what your rights are.

If you know of any other links that you believe may be of use to our visitors, please contact us.